Disclaimer

Effective August 1, 2026

This Risk Disclosure should be read together with the Strade Terms of Use and the Strade Privacy Policy. Please make sure that you fully understand the associated risks and compliance matters before using the Strade Services.

1. Purpose

This document provides you with information about the risks associated with the Strade Services. Each Strade Service carries its own risks. This is a general description of the risks that arise when you use the Strade Services.

This document does not describe all risks or explain how they relate to your personal circumstances. It is important that you fully understand the associated risks before deciding to use the Strade Services.

2. No personal advice

We do not provide personal advice regarding our products or services. Any decision to use our products or services is made by you. No communications or information provided to you by Strade are intended or should be regarded or construed as investment, financial, trading or any other advice. You are solely responsible for determining whether any investment, investment strategy or related transaction is suitable for you, based on your investment objectives, financial situation and risk tolerance.

3. No monitoring

Strade is not your broker, intermediary, agent or advisor and has no fiduciary relationship or obligation toward you in connection with any transactions, decisions or actions taken by you using the Strade Services. We do not monitor whether your use of the Strade Services meets your financial objectives. You must independently assess whether your financial resources are sufficient and whether the level of risk of the products and services you use is acceptable to you.

4. No tax, regulatory or legal advice

The taxation of digital assets is uncertain, and you are responsible for determining which taxes apply to you and how they apply when carrying out transactions through the Strade Services. You are responsible for declaring and paying any taxes in accordance with the laws of the jurisdictions to which you belong, including your country of citizenship and/or tax residence, that may arise as a result of transactions on the Strade Services. You acknowledge that Strade does not provide legal or tax advice in respect of these transactions. If you have any doubts about your tax status or obligations, you should seek independent advice.

You acknowledge that, where provided for by applicable law, Strade may report information about your transactions, transfers, distributions or payments to tax or other government authorities, and may withhold the corresponding taxes. Applicable law may also require Strade to request additional tax information, status, certificates or documentation from you. Failure to respond to such requests within a set period may result in Strade withholding taxes payable to the tax authorities. We recommend seeking professional tax advice before carrying out any transaction with digital assets.

5. Market risk

Trading digital assets involves high market risk and price volatility. Changes in value may be significant and may occur rapidly and without warning. Past performance is not a reliable indicator of future results. The value of assets and any returns may both decrease and increase, and you may not get back the amount you invested.

6. Liquidity risk

Digital assets may have limited liquidity, which may make it difficult or impossible to sell or exit a position at the desired moment. This may occur at any time, including during periods of rapid price movements.

7. Digital assets are not a bank deposit and have no government guarantees

Digital assets are not legal tender, a bank deposit or funds in a bank account. They are not insured or guaranteed by any state, central bank or government deposit- or investor-protection scheme (including, without limitation, DIA, FSCS, SIPC or similar). In the event of adverse market conditions, counterparty insolvency or other circumstances, you may lose all invested funds in full. You should use the Services only within an amount whose loss you can afford.

8. Fees and payments

Our rates and fees are listed on strade.io. Strade may, at its own discretion, update fees and charges from time to time. Please keep track of all costs and fees applicable to you, as they affect the outcome of your use of the Strade Services.

9. Availability risk

We do not guarantee that the Strade Services will be available at any particular time or that they will not be subject to unscheduled maintenance or network overload. You may be unable to buy, sell, store, transfer, send or receive digital assets at the desired moment.

10. Third-party risks

Third parties, such as payment providers, custodians and banking partners, may be involved in providing the Strade Services. You may be subject to the rules and conditions of such third parties, and Strade may not be liable for any losses caused to you by these third parties.

11. Security risk

You are responsible for keeping the password of your Strade account safe and may be liable for all transactions under your account, whether or not you authorized them. Transactions with digital assets may be irreversible, and losses due to fraudulent or unauthorized transactions may be unrecoverable.

12. Custody risk

Digital assets that you store on Strade may be held on a custodial basis. Access to such assets depends on the safety and security of the storage systems and private keys. Despite the protective measures applied, there is a risk of compromise of the storage, loss or theft of private keys as a result of hacking, fraud, insider misconduct or other events, which may lead to partial or total loss of assets. Strade does not guarantee the reimbursement of such losses unless expressly provided for by a separate agreement or applicable law.

13. Risks related to digital assets

Given the nature of digital assets and their underlying technologies, there are a number of inherent risks, including, without limitation: failures, defects, hacks, exploits, errors, protocol failures or unforeseen circumstances in respect of the digital asset or the technologies and economic systems it relies on; the irreversibility of transactions with digital assets, as a result of which losses due to fraudulent or erroneous transactions may not be recoverable; technological developments leading to the obsolescence of a digital asset; settlement delays as a result of which a transaction was not completed on the scheduled date; as well as attacks on the protocol or technologies the digital asset relies on.

Such attacks include, without limitation: distributed denial-of-service (DDoS) attacks; Sybil attacks; phishing; social engineering; hacking; smurfing; malware; double-spending of funds; attacks on mining or consensus, including a «51%» attack; disinformation campaigns; forks; and spoofing.

14. Stablecoin risk

Stablecoins — digital assets whose value is supposedly pegged to a fiat currency or other asset — may lose such peg (de-peg) due to insufficient or non-transparent reserves, market conditions, issuer actions, regulatory measures or loss of confidence. Maintaining the peg is not guaranteed; the value of a stablecoin may deviate significantly and without warning from the stated value, which may result in losses.

15. Exchange (Swap) and API trading risks

The exchange (Swap) service is executed at a rate valid for a limited time; the actual result may differ due to market fluctuations and slippage, and a completed exchange transaction is final and not subject to cancellation. When using the application programming interface (API) and automated trading, you assume additional risks, including errors in your scripts or configuration, overloads, downtime, delays and unforeseen failures that may lead to unwanted trades or losses. You are solely responsible for monitoring your orders and transactions and for the security of your API key.

16. Round-the-clock trading

Digital asset markets are open 24 hours a day, 7 days a week. Rapid price changes may occur at any time, including outside business hours, when it may be more difficult for you to respond in a timely manner.

17. Communication risk

When communicating with us by electronic means, please note that such communication may fail, be delayed, be insecure and/or fail to reach the intended recipient.

18. Currency risk

Fluctuations in exchange rates may affect your profits and losses, including when converting the value of digital assets into fiat currency.

19. Legal and regulatory risks

Changes in laws and regulations may significantly affect the value of digital assets, as well as the ability to use, transfer and exchange them. This risk is unpredictable and may vary from market to market. You bear full legal responsibility for complying with the laws of the jurisdictions to which you belong, including your country of citizenship and/or tax residence.